There are many different types of plans you can buy for your employees. It can be extremely confusing navigating the options that gives you the best bang for your buck. That is why hundreds of business owners and HR Managers choose 5G Benefits to help with designing and choosing their health plan. You probably know the basics of a health plan including copays, deductibles, coinsurance, and max out of pocket. You’ve also heard of Copay plans or High Deductible Health Plans (HDHP) coupled with a Health Savings Account (HSA). Or maybe even Health Reimbursement Accounts (HRA) to structure your benefits. This is why you should hire 5G Benefits to assist with structuring your plan. We look at how employees are using the insurance based on utilization reports, claims analysis, and surveys to find the best solution for your business and employees.